Terms & Conditions

§ 01

Introduction

Welcome to 3patte (accessible at https://3patte.cam). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and the operators of the 3patte website ("3patte", "we", "us", or "our").

By accessing, browsing or using any part of the 3patte website, you acknowledge that you have read these Terms in full, that you understand them and that you agree to be bound by them. If you do not agree with any provision of these Terms, you must immediately cease using the site.

3patte is an independent, English-language information and guidance resource serving Pakistani users who seek educational content about online sports betting, live casino games, responsible gambling practices, Know Your Customer (KYC) processes, bonus term explanations and payment-ecosystem context. 3patte is not a gambling operator, does not hold a gambling licence and does not accept wagers or process financial transactions of any kind.

§ 02

Definitions

In these Terms, the following definitions apply unless context otherwise requires:

§ 03

Scope of Service

3patte provides purely informational and educational content. The site does not, and has never purported to, provide any of the following services:

• Operation of an online casino, sportsbook or any other gambling platform;
• Acceptance, processing or settlement of bets or wagers of any kind;
• Holding, transferring or managing User funds;
• Issuing, holding or operating under a gambling licence from any jurisdiction;
• Acting as a financial intermediary, payment processor or money-services business;
• Providing legal, financial, tax or investment advice of any nature;
• Guaranteeing the accuracy, completeness or current validity of any specific operator's bonus terms, withdrawal procedures or KYC requirements.

All Content on 3patte is produced in good faith for educational purposes. Users rely on this Content at their own risk and are solely responsible for independently verifying any information before taking any action based upon it.

§ 04

User Eligibility

4.1 Age Requirement

Access to and use of the 3patte website is strictly limited to individuals who are 18 years of age or older, or who meet the higher minimum age required by the operator or licence jurisdiction applicable to the gambling activity they are considering. By using this site, you represent and warrant that you satisfy the applicable age requirement.

3patte is not directed at minors. If you are under the applicable minimum age, you must not use this site. If we become aware that a minor has accessed the site, we reserve the right to take appropriate action, including blocking further access.

4.2 Jurisdictional Eligibility

You are solely responsible for determining whether your access to and use of the information on 3patte is lawful in your jurisdiction. Pakistan has gambling restrictions, including the Prevention of Gambling Act, 1977, and the legal position of online gambling may be subject to additional federal and provincial legislation. This is not legal advice.

3patte does not represent that its Content is appropriate or lawful for use in any particular jurisdiction. Users accessing this site from Pakistan or any other territory do so of their own volition and are responsible for compliance with Applicable Law.

§ 05

Acceptable Use

5.1 Permitted Use

You may access and use 3patte solely for your personal, non-commercial information purposes. You may print or download a reasonable number of pages for your own use, provided you do not remove any copyright or other proprietary notices.

5.2 Prohibited Conduct

You must not use the 3patte website for any of the following purposes:

• Reproducing, republishing, distributing, selling or commercially exploiting any Content without prior written authorisation from 3patte;
• Attempting to gain unauthorised access to any part of the site or its underlying systems;
• Introducing or transmitting any malware, virus, trojan or other harmful code;
• Using any automated scraping, crawling, data-mining or similar tool to extract Content at scale without permission;
• Framing, mirroring or otherwise incorporating any part of the site into another website without prior written consent;
• Misrepresenting your identity, affiliation or the source of any Content;
• Using the site in any manner that violates Applicable Law, including laws relating to gambling, data protection or consumer protection in Pakistan or any other applicable jurisdiction.

5.3 Compliance with Local Law

You are solely responsible for ensuring that your use of the information on this site complies with all laws applicable to you, including the Prevention of Gambling Act, 1977, and any relevant provincial enactments. 3patte expressly disclaims any liability for your failure to comply with Applicable Law.

§ 06

Content Disclaimer

6.1 Informational Purposes Only

All Content published on 3patte is provided for general informational and educational purposes only. Nothing on this site constitutes gambling, financial, legal, tax, investment or professional advice of any kind. You should not act on any Content appearing on 3patte without first obtaining independent professional advice appropriate to your specific circumstances.

6.2 Illustrative Figures

Monetary figures appearing on 3patte — including PKR amounts such as PKR 1,000, PKR 5,000 or PKR 25,000 — are Illustrative Figures used solely to explain concepts such as wagering requirements, bonus mechanics or deposit thresholds. These figures are not offers, guarantees or confirmed terms from any specific operator. Actual amounts, limits and requirements are set exclusively by individual operators in their published Terms and Conditions.

6.3 Payment References

References to Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah, MCB Bank and other Pakistani payment services are included as familiar contextual references only. They do not imply that these services endorse, support or are affiliated with gambling activity or with 3patte. Whether a specific payment provider supports gambling-related transactions depends entirely on that provider's own policies and terms.

6.4 Sports and Event References

References to Pakistan cricket, the Pakistan Super League (PSL), T20 tournaments, ICC events, domestic football and other sports events are made for illustrative and contextual purposes only. 3patte is not affiliated with, endorsed by or in any partnership with any cricket board, sports league or governing body. Such references do not imply that any league or governing body endorses gambling.

6.5 No Warranty

3patte provides its Content on an "as is" and "as available" basis without any warranty, express or implied, including but not limited to warranties of accuracy, completeness, fitness for a particular purpose, non-infringement or uninterrupted availability. We make reasonable efforts to keep Content current, but we do not guarantee that it reflects the most recent operator terms or regulatory position at any given time.

§ 07

Intellectual Property

7.1 Ownership

All intellectual property rights in and to the Content, design, layout, code, trademarks, logos and other materials on the 3patte website are owned by or licensed to 3patte. These rights are protected under applicable copyright, trademark and other intellectual property laws.

7.2 Restricted Use

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the site for personal, non-commercial information purposes only. No other rights are granted. You must not reproduce, adapt, modify, publish, broadcast, transmit, sell or otherwise exploit any Content without prior written authorisation from 3patte.

7.3 User-Generated Content

3patte does not currently permit User submissions or user-generated content. If this changes, separate terms governing such submissions will be published and will take precedence in respect of User-submitted material.

§ 08

Third-Party References and Links

8.1 No External Links

The 3patte website does not include external links to gambling operators, third-party websites or external services. Any operator name, payment-provider name or brand name mentioned in Content is referenced for informational context only and does not constitute an endorsement, recommendation or affiliation.

8.2 No Operator Affiliation

The mere mention of an operator or payment provider on this site does not imply any commercial relationship, referral arrangement, sponsorship or partnership between 3patte and that entity. Users are solely responsible for evaluating any third-party platform independently before engaging with it.

8.3 Inbound Links

Third parties may link to the 3patte homepage, provided they do so in a manner that is fair, legal, does not damage 3patte's reputation and does not imply any endorsement by 3patte where none exists. Framing the site or using it in misleading association with third-party content is prohibited.

§ 09

Limitation of Liability

9.1 Exclusion of Consequential Loss

To the fullest extent permitted by Applicable Law, 3patte, its editors, contributors and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages arising out of or in connection with:

• Your use of, or inability to use, the 3patte website or its Content;
• Any reliance placed on Content appearing on the site;
• Any decision to engage in gambling activity based on information found on the site;
• Any loss of funds, winnings, data or other assets arising from gambling activity;
• Any interruption, suspension or termination of access to the site.

9.2 Total Aggregate Liability

Where liability cannot be excluded by law, the total aggregate liability of 3patte to any User, whether in contract, tort (including negligence) or otherwise, shall not exceed the equivalent of PKR 1,000 (one thousand Pakistani Rupees).

9.3 Indemnity

You agree to indemnify and hold harmless 3patte and its editors, contributors and affiliates from and against any claims, liabilities, damages, losses and expenses (including reasonable legal costs) arising out of or in connection with your breach of these Terms, your use of the site, or your violation of any Applicable Law.

§ 10

Pakistan Legal Context

Pakistan has gambling restrictions in force, including the Prevention of Gambling Act, 1977. The legal status of online and remote gambling in Pakistan may be subject to additional federal enactments, provincial legislation and regulatory guidance issued from time to time by relevant authorities including the Pakistan Telecommunication Authority and the State Bank of Pakistan.

3patte does not provide legal advice and cannot advise you on whether participation in any online gambling activity is lawful in your specific location in Pakistan. The Content on this site is provided for general information purposes only. You are strongly encouraged to seek independent legal advice before participating in any gambling activity.

3patte does not claim that this website, or any gambling platform it discusses in an informational context, is licensed, regulated, approved or endorsed by:

• The Government of Pakistan or any federal ministry;
• The Pakistan Telecommunication Authority (PTA);
• The State Bank of Pakistan (SBP);
• Any provincial government or provincial regulatory authority;
• Easypaisa, JazzCash, Raast or any other Pakistani financial institution or payment service.

§ 11

Responsible Gambling Statement

3patte is committed to promoting responsible and informed gambling practices. All Content on this site that relates to gambling activity includes, or is supplemented by, guidance on responsible gambling tools, age-verification requirements and the risks associated with gambling.

In particular, 3patte advocates for the use of the following responsible gambling tools where they are made available by operators:

• Deposit limits — setting a maximum deposit amount over a defined period;
• Loss limits — capping the total amount that may be lost within a defined period;
• Session time limits — restricting the duration of a single gambling session;
• Cooling-off periods — a temporary break from gambling activity;
• Self-exclusion — a formal mechanism to block access to a gambling account for a defined or indefinite period.

The 18+ age restriction — or the higher minimum required by the operator's licence jurisdiction — is a non-negotiable minimum. 3patte does not produce content aimed at minors and strongly supports robust age-verification measures across the industry.

If you believe gambling is negatively affecting your wellbeing, finances or relationships, 3patte strongly encourages you to seek assistance. Please visit our dedicated Responsible Gambling page for further guidance.

§ 12

Privacy

Your use of the 3patte website is also subject to our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains what data, if any, is collected when you use the site, how it is processed and your rights in relation to it.

3patte does not sell, rent or trade user data to third-party advertisers. Where standard web analytics or performance tools are used, they are deployed in accordance with our Privacy Policy.

§ 13

Amendments to These Terms

3patte reserves the right to amend, update or replace these Terms & Conditions at any time without prior notice. The date of the most recent revision is displayed prominently at the top of this page.

Your continued use of the 3patte website following the posting of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the site immediately.

We recommend that you bookmark this page and review it periodically, particularly if you are a regular user of the site. Material changes will be reflected in an updated "Last updated" date.

§ 14

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which 3patte is legally registered and operates, without prejudice to any mandatory consumer-protection rights applicable in the User's jurisdiction.

In the event of any dispute arising out of or in connection with these Terms or your use of the 3patte website, you agree to first attempt to resolve the matter by contacting us directly using the contact details set out in Section 15 below.

Nothing in these Terms limits or excludes any rights you may have as a consumer under the mandatory laws of Pakistan or any other applicable jurisdiction that cannot be excluded by agreement.

§ 15

Contact Us

If you have questions, concerns or feedback regarding these Terms & Conditions, or if you wish to report a potential breach or inaccuracy in our Content, please contact the 3patte editorial team using the details below.